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aging parents -> nursing home - how does it work?
QUESTION: My parents are both in their early 80's, and my mom has some difficult
health issues which may mean she'll soon need to move to a local
nursing home. One of our (me and my siblings) concerns is financial:
my folks have not a lot of money. If my mom comes to the local
Nursing Home w/$25K to her name, I expect that she's supposed to use
that money to help pay for her care. Once that's gone, however, I
wonder what happens? Does Medicare take over? And if/when that
happens, does she receive the same level of care as before? Or worse?
Better?
But mostly it's about money. Do these sorts of policies differ from
state to state? Or since Medicare is a Federal program, is it
administired uniformally across the states? I mostly wonder how my
mom would be able to stay in a nursing home after her own money is
used up.
Thanks for any advice, personal experience or pointers to useful web
sites.
ANSWER: y Mom was in a Nursing home for 10 years. She had no money of her own
and Medicaid paid for it.
She was a widow, got very little from Medicare, what income she got--
the Nursing Home took it. Good care too. This was in Connecticut.
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